Attention homeowners in Portland and Multnomah County: Get an Appraisal today!

Check out the top seven reasons OR homeowners hire KH Appraising:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a OR property tax assessment
To reduce their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in OR by determining the true market value of property in question

Own a house in or near Portland, OR and need help determining the value of it?
Contact KH Appraising.

We at KH Appraising understand the unique needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at KH Appraising will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you dismiss unnecessary PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from KH Appraising is your best weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. KH Appraising can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? KH Appraising can help you with that. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.